About ByzCap
We fund businesses, not credit scores.
Most lenders look at your past. We look at how your business runs today. ByzCap was built to get capital into the hands of owners who need it — fast, fair, and without the fine print.
Who we are
A direct funder, operating nationwide.
We provide revenue-based financing to businesses across the country and to the ISO partners who bring them to us. We use our own capital, run our own underwriting desk, and make our own decisions — which is why we can move in hours when others take days.
The alternative lending world has a reputation, and much of it is earned: unclear terms, hidden fees, slow answers, offers that disappear at the last minute. We built ByzCap to be the opposite — clear, fast, and honest on every deal, every time.
Leadership
Brad Brown — Founder & CEO
Brad has been around money and hard work his whole life. He got his start on collection routes for his family's coin-op vending business — riding along with his father, learning early how cash, risk, and follow-through actually work. He comes from a line of entrepreneurs; his father and grandfather both built businesses, and he carries that name forward.
He studied Industrial Psychology and Economics at the University of Arizona, then helped scale the family business by launching a regional ATM portfolio that netted eight figures. He went on to earn real estate licenses in multiple states and sold over $50 million in property. Across alternative lending and revenue-based financing, he's been responsible for more than $100 million in funding to businesses of every kind.
That's the difference. ByzCap isn't run by a marketing department — it's run by an operator who has moved money his whole career and knows what a real deal looks like.
Our approach
Underwriting that reads the real story.
Behind ByzCap is an underwriting desk that reads files the way they should be read — by hand, in detail, looking for the real story in the bank statements. We weigh behavior and revenue, which lets us fund strong businesses that don't fit a bank's checklist.
Speed.
Answers in hours, not weeks. Approval often within the hour.
Transparency.
No hidden fees, no fine print, no surprises at funding.
Honesty.
A straight answer, fast — even when it's no.
Integrity.
When we commit, we stand behind it.